MOST Australians who are stuck long-term in unaffordable housing are older, single women, those with a disability and those caring for others in their home, a new study has found.
The most widely used measure classifies people as being in unaffordable housing if they are in the lowest 40% of income earners and their rent or mortgage payments exceed 30% of their income.
The University of Melbourne and University of Adelaide study showed there were two key groups of people suffering from a lack of affordable housing.
It found some were "slipping" in and out of housing affordability problems, and others were stuck for long periods - up to a lifetime.
Of those long-term "stickers", the study found they had much lower incomes and employment rates, and about 60% had a disability.
More than 75% of those stuck in unaffordable housing were also older women most likely living alone.
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